Our Goal
CIM’s goal is to provide quality advice at an economical cost. Whether investing for retirement or the next generation, you can rest assured that we are paying attention and acting in your best interest. Our professional credentials, independence, experience, integrity, and transparent business model qualify us to accomplish this goal.
Personal Attention
We view our clients as unique individuals who require unique investment strategies. Unlike most advisors, we do not believe “one size fits all,” and we do not take commissions. Advice is all we sell. Many of our existing clients have been with us for over a decade and we diligently strive to have the same relationship with our new clients.
RIA Fiduciary Standard
As a Registered Investment Advisory (RIA) firm, CIM's business model differs from big bank brokerage firms and independent broker dealers. As a strictly fee based advisor, CIM adheres to a fiduciary standard. By not accepting commissions or kickbacks for recommending suitable investments, we are always acting in our clients best interest.
Changes to the regulatory system. The Department of Labor has recently introduced new regulations, saying all advisers, regardless of their business model, must adhere to the fiduciary standard when advising retirement accounts (401k plans and IRAs). After much political wrangling, the DOL regulation was shot down temporarily in 2018 but legislation is being considered by a few individual states.
Changes to the regulatory system. The Department of Labor has recently introduced new regulations, saying all advisers, regardless of their business model, must adhere to the fiduciary standard when advising retirement accounts (401k plans and IRAs). After much political wrangling, the DOL regulation was shot down temporarily in 2018 but legislation is being considered by a few individual states.